A Brief History of Smartr365

Most advisers spend a huge amount of time during the mortgage process doing paperwork, and endlessly inputting the same data. Smartr365 led by founder, Conor Murphy, believed that there must be a smarter way to do mortgages, by automating the process through a simpler end-to-end digital platform powered by a suite of useful tools.

Having run Capricorn since 2005 and OCC Finance since 2011, Conor had a pretty unique vantage point across the entire mortgage industry and he could see that the future was automation. This was the truth for all parts of the mortgage process – including ID, income and address verification but most importantly in-application submission, and connecting up all the parts of the journey in one place. From this vision came Smartr365, which was legally formed in late 2016.

Smartr365 started to scale rapidly following investment from Fig VC in December 2017. In March the following year, Smartr365 announced an industry-first API integration to Halifax (the largest mortgage lender in the UK). This shook up the whole industry and opened everyone else to the benefits that technology could deliver. 

The vision and scale of Smartr365’s ambition was recognised by Legal & General, who came on board as the largest external investor in August 2018. This allowed Smartr365 to further scale the team, rapidly progressing from 10 people, to 35. Late December 2018 also saw the ‘soft launch’ with over 20 broker firms joining the platform. The first half of 2019 saw the delivery of some major new functionality, including SmartrDoc, MortgageKanban and SmartrCompliance. 

As work continued on lender integrations, L&G made a further investment that allowed Smartr365 to invest in their own dedicated office space in the summer of 2019, bringing all functions under one roof for the very first time. Now ‘set up for success’ in all areas, and with a growing user-base the future looks bright indeed for Smartr365. 

A Smartr way to manage house buying

With decades of experience operating in the mortgage and protection industry, Smartr365’s dedicated London-based development is committed to making house buying, mortgages and protection better for everyone.

To do that, we’ve built the first truly cloud-based business application, designed by and developed for mortgage advisors, as well as introducers and solicitors.

Meet the Team

Conor Murphy

Chief Executive Officer


Matthew Adams

Chief Technology Officer


Robin Parker

Chief Operating Officer


Thomas Miller

Head of Sales


Steve Nobes

Head of Network & Club Relationships


Wes Ronayne

Customer Success Manager


Melissa Obika

Operations Manager


Grant Elliott

Finance Director


David Marks

Client Engagement Manager


Ciaran O’Malley

Sales Executive


Carl Neale

Sales Executive


Josh Rawson

Sales Executive


George Atkins

Sales Executive


Our agile and responsive team are based in London and have a vast experience in building scaled platform solutions for the financial services sector.

We put our customers at the heart of everything we do and work closely with them at all times to ensure that Smartr365 is the mortgage platform of the future.