We are proud to announce our integration with two ‘big six’ lenders to streamline the mortgage application process, with more exciting partnerships yet to come.
We are extremely proud to announce the launch of our industry-first HomeBuyer app for brokers, borrowers and introducers across iOS and Android.
Managing a workforce entirely remotely was alien to most mortgage brokers before March this year. Luckily, you don’t have to face this new challenge alone. The right tech platform can help you manage team performance, helping to retain and grow your talent force – even from home.
There’s a growing concern in the housing market currently, and brokers are sitting somewhat uncomfortably in the middle. Estate agents and buyers are agreeing sale values on average 5.5% higher than this time last year, according to Rightmove, however, lenders and surveyors are calling these prices ‘over estimations’ and marking down the price of 20% of properties in England & Wales. But where is a broker’s role within this, and how can we help our clients?
Apricot Mortgages & Loans has been an independent mortgage brokerage in South Wales and the West Country for 14 years, and over that time has operated through several financial crises, the Mortgage Market Review, and still holds its position as one of the region’s leading advisory businesses. Since 2006, much has changed – not only in the way the market operates, but in the way borrowers want to interact with advisers. Until recently, Rob Ireland, Independent Mortgage Adviser at Apricot used the good old-fashioned approach – keeping manual records of client data, case progress, information gathering, and client relationship maintenance. Time for advice was always under pressure..
The research on homeworking is mixed; some studies point to a boost in productivity while others say it declines. One explanation is that productivity is based on the tasks we are faced with. As we prepare for the second wave of COVID and the associated long-term home working, it’s key that we’re finding ways to ensure our workforce are presented with tasks where homeworkers flourish.
Smartr365 has today announced a new exclusive partnership with Digidentity, the mortgage market’s premium digital ID provider. Click here to find out more and learn how our latest partnership will transform your mortgage business.
How the second lockdown will impact your business is based on how you reacted to the first lockdown. The conversation has changed, it’s no longer “how do we get through this”, but now focuses on “long term planning”. The second lockdown is a clear signal that we are not going back to how it was before, and brokers who are waiting to return to pre-March ways of working will be waiting for a very long time.
Examples of phishing and cybercrime rose dramatically during the first lockdown, and what is not to suggest that we will see a similar rise this time round. It is essential that you and your business are protected and prepared against any instances this time round.
The stamp duty holiday has caused a surge of purchase cases since it was introduced in early July. With more buyers fearing they won’t complete before the deadline, pressure for an extension is being ramped up but whether this will happen is still not confirmed.