2022: an eventful year

Whichever way you look at it, It is fair to say that 2022 was an eventful year! It is also true to say that it was wholly unprecedented. Looking back, it seems strange to think that in January we were still emerging from the global pandemic with Omicron infections finally peaking towards the end of month, before we really saw Covid-19 subside – hopefully for good.

Thora Kehoe

Nationwide Building Society launches new integration with Smartr365

The current economic climate poses challenges for all consumers in the mortgage process. However, it is important to not let economic uncertainty tarnish the relationship between customers and mortgage lenders. Nationwide Building Society has recently announced an API integration with Smartr365, to ensure a seamless mortgage journey for consumers.

What does the Help-to-Buy Extension mean for homebuyers?

Homes England have announced that they will be extending the Help-To-Buy Extension by one month, but what does this mean for future homebuyers?

Unpacking October’s Money and Credit announcement

At the end of November, the Bank of England revealed in their Money & Credit Update for October that net mortgage borrowing had fallen from £5.9 billion in September to £4 billion in October, the lowest level since November 2021.

Unpicking the not-so ‘mini budget’

On Monday 17th October, new chancellor Jeremy Hunt issued an emergency statement that reversed many of the plans laid out in his predecessor Kwasi Kwarteng’s ‘mini budget’. We unpick some of the headline changes below.

Top 3 takeaways from HMRC’s latest property transactions data

HMRC released its latest monthly data drop, detailing UK property transactions, but what does it tell us about the health of the UK housing market? Here’s the top three things to take away...

Housing market defies turbulent autumn

October was nothing short of an economic and political whirlwind, with huge changes coming into force on a weekly basis. Inflation bounced back to a forty-year high of 10.1%, as the UK saw Rishi Sunak replace the newly-appointed Liz Truss, as well as various revisions to the ‘mini budget’ first announced in September. But how is the housing market faring amidst all the changes?

What do the stamp duty cuts mean for my purchase?

On Friday 23rd September, the Chancellor of the Exchequer, Kwasi Kwarteng, announced various adjustments to Stamp Duty Land Tax. Let’s look at the changes.

What does the Bank of England interest rate rise mean for my mortgage?

On Thursday 22nd September, the Bank of England’s Monetary Policy Committee (MPC) announced it was to raise the Bank Rate by 0.5 percentage points to 2.25%, but what does this mean for mortgages?

61% of brokers agree tech is “integral” to the future of the mortgage market

Our latest broker study has revealed that mortgage advisers share a belief that tech is “integral” to the future of the mortgage industry, with 61% agreeing that this is the case.